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For businesses that take credit cards

Pay less to accept credit cards. Get a free website.

We help businesses lower their credit card processing fees by moving them to a better processor. When you switch, we build your new website, Google Business Profile and landing pages for free.

Get a Free Fee ReviewCalculate your fees

Under $100,000 a month in card sales? We have an option for you too ↓

  • Lower fees: up to 90% less when customers who pay by card cover the fee, where your state allows it
  • No hassle: we and our partner set up your card readers and invoicing
  • Free marketing: website, Google Business Profile, landing pages and tracking
Monthly card feesReal example
Card sales this month$120,000.00
Card company fees$2,612.40
Processor markup$918.60
Monthly add-on fees$182.00
Fees paid$3,713.00 $91.42
Plus $10,000 of marketing, free: website, Google profile, 3 landing pages, 30 posts and lead tracking.

The before and after totals are from a real event services company our processing partner moved to dual pricing. Card sales and the fee breakdown are illustrative.

98%lower fees

An event services company went from $3,713 a month in fees to $91.42.

$3,000+saved every month

A commercial truck dealership cut its effective rate from 3.5% to 0.72%.

$4,000saved every month

A three-location furniture showroom, by sending the data its business-card sales qualified for.

55%lower fees

A truck parts and service company, with zero customer complaints about the change.

Results from businesses our processing partner moved to a new setup. Individual results vary with your card volume, card mix and current pricing. See all results.

3 simple steps

How it works

Send us one recent monthly statement from your card processor. We'll show you what you pay now, what you could save, and what free marketing you qualify for.

Send one statement

Upload a recent monthly processing statement. Two minutes, no obligation.

See what you could save

We break down every fee you pay, what's fair for your business, and how much a better setup would save.

Switch and get your marketing

Our partner moves your account over. We build your website, Google profile, landing pages and tracking, free.

The free marketing package

$10,000 of marketing, free when you switch

Built for businesses that already know what a good lead is worth. Every piece connects: the profile sends people to the site, the landing pages turn ads into calls, and the tracking shows you which is working.

See how we approach Google Business Profile optimization, and how an AI receptionist for small business can answer the calls your marketing brings in.

See everything includedSee real results

High-converting website

$3,500

Built to turn visitors into calls and booked jobs, with tracking on every form and button.

Google Business Profile optimization

$1,500

Categories, services, photos, posts and links set up to match your new website.

3 landing pages

$3,000

One page for each offer you want to run ads or email traffic to. $1,000 each.

30 social media posts

$1,050

Made from your own job photos, team shots and reviews.

Tracking and lead follow-up

$950

Call and form tracking, an instant confirmation email to every lead, and an alert to you.

Total value $10,000Free when you switch
Under $100,000 a month? You're covered too.

Just getting started? Get Square and a free website.

Not every business is at $100,000 a month yet, and that's fine. Our processing partner is a Square partner and will get you set up on Square the right way. Sign up through us and you also get our marketing perks.

See the Square option
  • Square, set up for you. Help choosing card readers, Tap to Pay on your phone, online payments and invoices.
  • Free website. A high-converting site built for your business, a $3,500 value.
  • Free Google Business Profile setup. Optimized so local customers can find you, a $1,500 value.
  • Room to grow. Pass $100,000 a month and you can move up to the full $10,000 package.
Who it's for

Businesses that take a lot of card payments

If customers regularly pay you by card for a $500, $5,000 or $50,000 job, your fees add up fast. So does the value of a better website.

See all industries we serve

The full package is for businesses processing $100,000+ a month in card sales. Just getting started or under $100,000? Get Square plus a free website and Google profile.

Free guides

Learn how card fees work before you switch

Processing fee calculatorSee what you really pay to accept cards, in 30 seconds.Processing for small businessCredit Card Processing for Small Business: Options, Costs and How to ChooseCredit card surchargingCredit Card Surcharging: How It Works and When It's LegalDual pricingDual Pricing vs. Surcharging vs. Cash DiscountsNormal processing feesWhat Are Normal Credit Card Processing Fees?Cut your feesHow to Cut Your Credit Card Processing Fees by Up to 90%Square vs Stripe vs CloverSquare vs. Stripe vs. Clover Fees (2026): Which Costs Less?Google Business ProfileGoogle Business Profile Optimization: The Complete 2026 ChecklistAI receptionistAI Receptionist for Small Business: What It Does, What It Costs, How to Choose
See all guides
Questions

Common questions

Is the marketing package really free?
Yes, for businesses that process $100,000 or more a month in card sales and open an account with one of our processing partners. We're paid by the processor over time, so you don't pay us for the website, Google Business Profile work, landing pages, posts or tracking.
What if I'm just getting started or under $100,000 a month?
You can get set up on Square through our processing partner, and we'll build your website and optimize your Google Business Profile free, a $5,000 value.
Do I have to change how my team takes payments?
Usually not much. Our partners connect to the invoicing, point-of-sale and industry software most businesses already use, and switch terminals over for you. Your review will spell out exactly what changes before you decide anything.
What is dual pricing or surcharging, and is it legal?
Both let customers who pay by credit card cover the processing cost, so your fees can drop close to zero. They're allowed in most states with rules about signs, receipts and limits, banned in a few, and debit cards can't be surcharged. We confirm what's allowed for your state before anything changes.
Who owns the website you build?
We build, host and maintain it while you process with our partner. Your domain name, your Google Business Profile, and your photos and content always stay yours. If you ever move to another processor, you can buy the site out at a prorated price or keep everything that's yours.
What do you need from me for the review?
One recent monthly processing statement (a PDF or a clear photo), plus a few details about your business. It takes about two minutes to send. There's no obligation.
Are you a payment processor?
No. FeesToGrowth is a marketing company. We partner with established processors who handle your account, funding and support, and we handle the marketing package.

See what you're overpaying, and what you could get free.

Send us one recent processing statement. We'll show you your real rate, what a better setup would save, and whether you qualify for the $10,000 marketing package.

Get a Free Fee ReviewTry the fee calculator