Jobber Payments charges about 2.9% + 30¢ for card payments on invoices, online and through autopay, 2.7% + 30¢ for Tap to Pay in the field, and 1% for ACH bank payments, as of 2026. A service business collecting $30,000 a month by card pays roughly $870 a month, over $10,000 a year. The easiest savings come from steering big invoices to ACH.
Key takeaways
- Card payments: about 2.9% + 30¢; Tap to Pay: about 2.7% + 30¢.
- ACH bank payments: about 1%, much cheaper on large invoices.
- Instant payouts add about 1%.
- Processing fees are separate from your Jobber subscription.
- At $30,000 a month in card payments, fees run roughly $10,000+ a year.
Rates are as widely reported for Jobber Payments in 2026. Confirm current pricing on Jobber's site.
Jobber Payments rates
| Payment type | Fee |
|---|---|
| Card on invoice, client hub, online booking or autopay | About 2.9% + 30¢ |
| Tap to Pay in the field | About 2.7% + 30¢ |
| ACH bank payment | About 1% |
| Instant payout | About 1% extra |
What it costs a service business
| Monthly card payments | Approximate monthly fees | Per year |
|---|---|---|
| $10,000 | About $290 + per-transaction fees | About $3,500+ |
| $30,000 | About $870 + per-transaction fees | About $10,400+ |
| $100,000 | About $2,900 + per-transaction fees | About $34,800+ |
On a $5,000 HVAC replacement paid by card, that's about $145. Paid by ACH, it's about $50.
5 ways to pay less
- Push ACH for big jobs. Make bank payment the default option on large invoices.
- Skip instant payouts unless you truly need the cash that day.
- Collect deposits by ACH when you can.
- Consider dual pricing where your state allows it, so customers who choose cards cover the cost. Check the credit card surcharge laws by state.
- Compare a merchant account once you're processing tens of thousands a month. Run your numbers through the credit card processing fee calculator.
Is switching worth it?
Jobber Payments is convenient because it's built into your scheduling and invoicing. Whether switching is worth it depends on your volume. At $100,000+ a month, the savings from a merchant account and dual pricing can be large, and switching through us comes with a free marketing package. Send a statement for a free fee review. More for trades: HVAC marketing, plumbing marketing and roofing marketing.
Frequently asked questions
What are Jobber Payments fees?
Are Jobber Payments fees the same on every plan?
How can I lower my Jobber processing fees?
Can I use a different processor with Jobber?
This article is general information, not legal, tax or financial advice. Card network rules and state laws change; confirm the rules for your business before changing how you charge customers.